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Accident, Sickness and Unemployment Cover

Have you ever imagined how you or your family would pay your bills and cope with any other financial outgoings if you were unable to work as a result of an accident, sickness or unemployment?

At Friends Financial Advisers we have found the solution in the event of such an un-welcomed adversary, this can be achieved by by taking out an accident, sickness and/or unemployment cover (ASU).

Characteristic features of Accident, Sickness and Unemployment Cover

  • It is designed to cover your core monthly financial commitments such as your mortgage/rent, bills and food.
  • It provides you with a tax-free monthly income which is paid for a maximum of one or two years.
  • You can choose a “deferred period” (a waiting period – the period of time until your policy starts paying out).
  • You can choose the amount of cover you need, and decide whether you want to take ASU or AS or just Unemployment cover.

There are other providers of Payment Protection Insurance (Short-Term Income Protection) and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

Find out how Friends Financial Advisers can help to give you and your family peace of mind.


* ASU is for short term purpose only. If you require a policy which would cover you for a longer term you should consider an Income Protection Policy.